The Centers for Medicare & Medicaid Services (CMS) published its plan year 2027 fact sheet for the federal HealthCare.gov marketplace on 30 October. It says more than 75% of people who buy cover through the platform will continue to have access to premiums of $50 or less in 2027. Open enrolment for 2027 cover starts on 1 November 2026 and closes on 15 January 2027.
CMS says consumers will see about 100 plans on average, offered by five to six insurers. For people who qualify for tax credits, it says the federal government will pay nearly 90% of the premium of the lowest-cost plan available to them, against 85% in 2020.
The agency gives weight to plan types with lower premiums and higher cost sharing. It says buyers will have about 35 plans eligible for health savings accounts on average, which it calls an increase of "more than 1,000%". It also says the lowest-cost catastrophic plan is on average nearly 10% cheaper than the next lowest-cost plan at other coverage levels.
The fact sheet does not give average benchmark premium changes, enrolment projections or details of insurers entering or leaving markets. It presents the figures as achievements of the administration and does not publish the underlying data or method. Insurers' rate filings and state regulators' decisions will show how prices move for buyers who receive no tax credit.
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Centers for Medicare & Medicaid Services ↗Regulator · 30 Oct 2026
This is an original brief based on the linked publication. Company statements and forecasts are attributed to their source.
