As insurers adopt AI, provider dependence comes into focus
EIOPA links wider AI use to cyber exposure, operational risk and concentration among technology suppliers.
Global insurance editorial desk AI-assisted brief · Source checkedSource published Included in the first edition of 7 October 2026
Original chart. Source: EIOPA, 2025 survey cited on 16 September 2026.
In context: this report covers a source published on 16 Sept 2026.
EIOPA has highlighted the financial stability questions that accompany wider use of artificial intelligence in insurance.
Its September publication cites a 2025 survey of 347 insurers across 25 EEA countries. In that sample, 65% already used generative AI and another 23% planned to use it.
The authority points to cyber and operational risks, reliance on outside providers and market concentration. The survey figures describe the participating insurers. They are not a measured global adoption rate.
Ledgebrook raised $200m in primary equity. Allianz X and Rockefeller Capital Management co-led the round, and Allianz Re agreed a multi-year reinsurance agreement with the company.
MAS issued Guidelines on AI Risk Management for all financial institutions. The guidelines take effect on 7 October 2027, and MAS expects some sections to be met by 7 October 2028.
