ERGO NEXT Insurance said its new self-service tool lets small-business owners complete and submit the inspection needed for commercial property cover in about 15 minutes. According to the company, vision AI gives users guidance in real time. ERGO NEXT says the tool is available now to businesses that buy directly from it.
According to ERGO NEXT, these inspections usually mean a wait of five to 10 days for a field inspector to visit. Chief Product Officer Effi Fuks-Leichtag said it is the first small-business insurer to offer an "AI-native, self-guided inspection model" within a fully digital purchase. The company gave no figures on take-up, inspection quality or underwriting results.
The company says this is the first feature that it and ERGO Group, Munich Re's primary insurance arm, have sponsored together since ERGO bought the business, formerly NEXT Insurance, in 2025. In September ERGO named ERGO NEXT chief executive Guy Goldstein its group Chief AI Officer.
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ERGO NEXT Insurance ↗Company · 14 Oct 2026
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