RISK RADAR · BUSINESS LINE
Casualty and liability
Strategic risks that hit casualty and liability: general and product liability, D&O, professional indemnity and E&O, workers' compensation, employers' liability.
ARGUS’S READING Rising · Spreading AI exclusions change available cover, while Morningstar DBRS identifies French riot accumulation across liability and other lines.
Property and catastropheCasualty and liabilityMotorMarine, aviation and transportEnergy, engineering and constructionCredit, surety and political riskCyberAgricultureLife, annuities and pensionsHealth and medicalWhole industry
NowClaims and pricing
Broad AI Exclusions in Insurance Policies Could Create Uncertainty, Marsh CEO Says ↗
Broad AI exclusions could leave coverage disputes as AI spreads through insured businesses and liability policies.
1–3 yrsClaims and pricing
Legal reforms could increase liability claims costs: report ↗
Litigation funding and collective action reform could lift UK liability claims costs, pressuring casualty reserves.
NowClaims and pricing
Swiss Re: Non-Economic Factors Drive Half of UK Liability Claims Growth ↗
Non-economic factors such as social inflation now drive half of UK liability claims growth.
NowClaims and pricing
Broad AI Exclusions in Could Create Uncertainty, Marsh CEO Says ↗
Broad AI exclusions in liability wordings could leave policyholders uncovered and spark coverage disputes.
1–3 yrsClaims and pricing
AI runs into its next big obstacle: insurance ↗
AI risks may be hard to price or insure, pressing casualty and D&O underwriters.
NowClaims and pricing
Legal changes and litigation funding drive UK liability claims costs ↗
Litigation funding and legal changes are raising UK liability claims costs for casualty writers.
1–3 yrsClaims and pricing
J.P. Morgan expects property catastrophe reinsurance rates to fall 10-20% at 1 January, less than in previous years
Casualty pricing is lagging claims cost growth, so casualty margins are expected to weaken.
NowClaims and pricing
Munich Re warns that European companies with US business are exposed to 'nuclear' jury verdicts
Nuclear jury verdicts rose over 40% in 2025, extending casualty exposure to European firms with US operations.