RISK RADAR · THEME
Interest rates, inflation and claims inflation, recession, private credit and asset risk at insurers, capital and solvency shocks, rating and liquidity contagion, currency and sovereign debt.
ARGUS’S READING Rising · Moody's reports US life insurers' AI-linked holdings grew 24% in six months, with total exposure potentially understated.
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Markets & Results
WTW's latest Specialty Insurance Marketplace Survey finds that about 65% of the net-of-trend rate gains made between 2017 and the 2023 peak had been eroded by July 2026, Reinsurance News reported. All 15 material insurance and reinsurance classes recorded net rate decreases in the first half, with property down 17% net of trend at 1 July.
1–3 yrsCapital
Tougher US and UK capital treatment for certain arrangements would raise insurers' capital requirements and balance-sheet pressure.
1–3 yrsCapital
A 2027 solvency framework could cut insurers' financial buffers, adding capital pressure on balance sheets.
1–3 yrsCapital
Insurers' shift toward private-markets assets raises exposure to illiquid and credit-sensitive holdings.
1–3 yrsCapital
New long-term solvency rules in California change capital demands on insurers.
1–3 yrsCapital
Insurers' rising private debt allocations add asset and liquidity risk to balance sheets.
1–3 yrsCapital
Less regulatory scrutiny of credit ratings may change how insurers' investment and capital risk is assessed.
NowBusiness model
Third-party capital partnerships are becoming central to how insurers manage capital and fund risk.
NowClaims and pricing
UK insolvency peak has passed, but structural pressure remains for trade credit exposures.
NowClaims and pricing
Rising pothole claims add repair-cost inflation pressure on motor claims costs.
NowCapital
AI-linked debt held by US life insurers is growing fast and may be understated, concentrating balance-sheet risk.
NowBusiness model
Ninth straight quarterly fall in commercial rates pressures insurers' pricing margins across the market.
1–3 yrsCapital
Opaque reinsurance arrangements may hide counterparty and capital risk from outside reviewers.
1–3 yrsCapital
Fast growth in insurers' private credit fund stakes adds asset and liquidity risk to balance sheets.
1–3 yrsCapital
EU considering tighter rules on insurers writing unfunded SRTs for banks, affecting credit-risk capital demands.
NowClaims and pricing
Rising personal guarantee cover demand from construction firms signals credit stress in a cyclical sector.
NowClaims and pricing
Six straight double-digit quarterly price falls in Australian commercial property squeeze underwriting margins.
1–3 yrsCapital
German insurers growing private credit holdings adds valuation and liquidity risk to their balance sheets.
1–3 yrsCapital
Proposed extra solvency tests for insurers backing bank risk transfers could raise their capital requirements.
NowClaims and pricing
Falling premiums meet rising claims costs, squeezing property underwriting margins.
