RISK RADAR · BUSINESS LINE
Cyber
Strategic risks that hit cyber: standalone and embedded cyber cover.
ARGUS’S READING Rising · PHP flaws under reported attack and precautionary website shutdowns bring shared software accumulation into current exposure assessments.
Property and catastropheCasualty and liabilityMotorMarine, aviation and transportEnergy, engineering and constructionCredit, surety and political riskCyberAgricultureLife, annuities and pensionsHealth and medicalWhole industry
NowClaims and pricing
‘Black October’: cybersecurity experts sound the alarm over new era of AI-enabled hacking ↗
AI-enabled hacking is raising alarm about faster, more scalable cyber attacks on insured businesses.
NowClaims and pricing
Large businesses’ cybersecurity insurance claims are now less frequent but more expensive ↗
Cyber losses are becoming fewer but costlier per claim, pressuring large-account cyber pricing and limits.
NowClaims and pricing
What is PHP and why did it spark a global cyber-security scramble? ↗
A widely exploited PHP flaw sparking a global scramble signals systemic cyber accumulation risk for insurers.
NowClaims and pricing
Chinese hackers spied on thousands of companies after breaching IT giant ConnectWise ↗
A supplier breach let state hackers reach thousands of firms, an accumulation cyber event.
NowClaims and pricing
‘Patch frenzy’: PHP web security panic may bring BI claims ↗
A widespread PHP flaw could trigger business-interruption claims, testing where cyber and property cover overlap.
NowClaims and pricing
AI exclusions are spreading through commercial policies, brokers warn clients to check cover ↗
Spreading AI exclusions in commercial policies push AI-related liabilities out of cover, creating coverage gaps for businesses.
NowClaims and pricing
‘Don’t carve it out’: insurers push back on blanket AI exclusions as adoption surges ↗
Insurers warn blanket AI exclusions would leave protection gaps as businesses embed AI in operations.
NowClaims and pricing
Websites taken down worldwide as critical cyber-security update issued ↗
Mass exploitation of a widely used web flaw creates accumulation cyber exposure across many insureds at once.
NowClaims and pricing
NSA warns of critical website flaw as Wikipedia, European government websites taken offline ↗
Mass exploitation of a widely used web flaw creates accumulation cyber exposure across many insureds at once.
NowClaims and pricing
UK councils and Met Police among sites pulled offline after NCSC alert ↗
Mass exploitation of a widely used web flaw creates accumulation cyber exposure across many insureds at once.
1–3 yrsClaims and pricing
Insurance 2030: The growth hidden in plain sight ↗
Data centres concentrate insurable value across physical, cyber and tech exposures, creating new accumulation risk. Consultant view.
NowClaims and pricing
NAIC Report Finds Cyber Insurance Market Has Nearly Tripled Since 2020 as Cyber Risk Grows Oct. 21, 2026 ↗
NAIC data show the cyber market nearly tripled since 2020 as cyber risk grows, raising accumulation questions for carriers.
NowClaims and pricing
Cyber claims shift as AI failures create new liability risks ↗
AI failures are generating liability claims within cyber books, creating exposure for cyber and casualty writers.
5–10 yrsClaims and pricing
Quantum risk puts digital asset insurance under scrutiny ↗
Quantum computing could weaken cryptography protecting digital assets, a long-term question for digital asset cover.
1–3 yrsClaims and pricing
IBC flags AI and shared tech as new cyber risks as Canada’s market stabilizes ↗
Canadian bureau flags AI and shared technology as correlated cyber risks that insurers must price.
5–10 yrsClaims and pricing
Project Eleven, Relm Explore Quantum Risk in Digital Asset Insurance ↗
Post-quantum controls may become an underwriting input for digital asset cover; the signal is early.
NowClaims and pricing
AI Accelerates Cyber Threat Landscape, Poses New Risks for Insurers and Businesses ↗
Cyber losses shift toward operational disruption and fraud as AI speeds attacks, reshaping cyber underwriting.
1–3 yrsClaims and pricing
Coalition: AI hasn't increased cyber insurance claims yet ↗
Coalition finds no AI-driven rise in cyber claims yet, but expects agentic AI to raise exposure.
NowClaims and pricing
Health insurance data breach affects nearly half of France’s population, privacy regulator warns ↗
A mass breach at a health insurer raises cyber accumulation and regulatory exposure for health books.
NowClaims and pricing
Lockton warns of physical loss exclusions after French supermarket cyberattack ↗
Cyber-triggered refrigeration losses prompt physical-loss exclusions, a silent-cyber gap for property cover.