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AI and technology

AI liability and silent AI exposure, shared-model and systemic AI risk, deepfake and AI-enabled fraud, autonomous vehicles and robots changing who is liable, technology that makes risks uninsurable or new.

ARGUS’S READING Rising · Brokers report spreading AI exclusions in commercial policies, creating coverage gaps across casualty and cyber.

AI and technology Climate and nature Geopolitics, conflict and trade Cyber Energy and the transition Social and legal Financial and macro Health, pandemics and longevity Natural resources and food Under the radar

23 Oct 2026Insurance TimesWhole industry
NowBusiness model
Brokers warn PCW and ChatGPT quote declines risk convincing consumers they are ‘uninsurable’ ↗
Price-comparison and AI-chatbot declines may leave consumers wrongly believing they are uninsurable, hurting distribution and trust.
23 Oct 2026it-online.co.zaCasualty and liability
NowClaims and pricing
The AI disclosure gap: Are insureds telling insurers enough? ↗
Insureds' undisclosed AI use may hide exposure from underwriters, weakening pricing of casualty and professional liability cover.
22 Oct 2026CoveragerCasualty and liability
1–3 yrsClaims and pricing
Chubb sees growth in AI risks and data centers as commercial competition increases ↗
AI liability is an emerging exposure that underwriting has not yet fully addressed.
22 Oct 2026Insurance Business (US)Casualty and liability, Cyber
NowClaims and pricing
AI exclusions are spreading through commercial policies, brokers warn clients to check cover ↗
Spreading AI exclusions in commercial policies push AI-related liabilities out of cover, creating coverage gaps for businesses.
21 Oct 2026Insurance Asia NewsCasualty and liability, Cyber
NowClaims and pricing
‘Don’t carve it out’: insurers push back on blanket AI exclusions as adoption surges ↗
Insurers warn blanket AI exclusions would leave protection gaps as businesses embed AI in operations.
21 Oct 2026Carrier ManagementMotor
NowClaims and pricing
Vehicle Finance Fraud Now a $10.4B Industry: NICB ↗
AI and synthetic identities are scaling vehicle finance fraud to $10.4B, raising fraud exposure for motor insurers.
21 Oct 2026prnewswire.comCasualty and liability
NowClaims and pricing
Bruce Gendelman Insurance Warns Businesses to Review Coverage as AI Exclusions Begin Appearing in Insurance Policies ↗
Insurers adding AI exclusions signals AI liability is being carved out of standard policies, shifting exposure onto businesses.
21 Oct 2026Accenture Insurance BlogProperty and catastrophe, Cyber
1–3 yrsClaims and pricing
Insurance 2030: The growth hidden in plain sight ↗
Data centres concentrate insurable value across physical, cyber and tech exposures, creating new accumulation risk. Consultant view.
21 Oct 2026Digital InsuranceCyber, Casualty and liability
NowClaims and pricing
Cyber claims shift as AI failures create new liability risks ↗
AI failures are generating liability claims within cyber books, creating exposure for cyber and casualty writers.
21 Oct 2026Digital InsuranceWhole industry
1–3 yrsClaims and pricing
AXA: AI risks surpass climate change as experts' top concern ↗
Experts now rank AI risks above climate change, a shift in the perceived emerging risk picture for insurers.
21 Oct 2026Insurance Business (Canada)Cyber
1–3 yrsClaims and pricing
IBC flags AI and shared tech as new cyber risks as Canada’s market stabilizes ↗
Canadian bureau flags AI and shared technology as correlated cyber risks that insurers must price.
20 Oct 2026JD Supra (insurance)Whole industry
NowBusiness model
The Silent Line: Insurance, Artificial Intelligence & Coverage — A Transatlantic Monthly Briefing (UPDATED) ↗
Colorado's revised AI rules and a federal challenge could shape how carriers govern AI and handle silent AI cover.
20 Oct 2026JD Supra (insurance)Whole industry
NowBusiness model
Claims Notes: October 2026 ↗
29 jurisdictions now follow the NAIC AI bulletin, tightening how insurers govern AI in underwriting and claims.
20 Oct 2026Insurance Business (Asia)Casualty and liability
1–3 yrsClaims and pricing
MAS AI governance rules put tech E&O in the spotlight as Sea prepares enterprise platform ↗
Singapore AI governance rules raise tech E&O exposure for firms deploying AI systems.
20 Oct 2026Intelligent InsurerMotor
1–3 yrsClaims and pricing
Nat cat, autonomy and EVs are reshaping motor insurance risk – Swiss Re ↗
Autonomy, EVs and nat cat are reshaping motor risk, shifting claims costs and pricing for motor writers.
20 Oct 2026Insurance Journal (international)Whole industry
1–3 yrsCapital
Bank of England Considers Stress Testing AI’s Effect on the Financial Sector ↗
Regulator considers AI-driven market turmoil as a system-wide scenario, signalling systemic AI risk to insurers' investments and capital.
20 Oct 2026Digital InsuranceCyber
1–3 yrsClaims and pricing
Coalition: AI hasn't increased cyber insurance claims yet ↗
Coalition finds no AI-driven rise in cyber claims yet, but expects agentic AI to raise exposure.
20 Oct 2026Insurance PostWhole industry
1–3 yrsBusiness model
FCA guidance warns about ‘overreliance’ on AI providers ↗
Regulator warns firms against overreliance on individual AI providers, a concentration risk across the sector.
19 Oct 2026complianceweek.comCasualty and liability
1–3 yrsClaims and pricing
'Rogue' AI raises liability and insurance questions for developers and deployers ↗
Unpredictable AI behaviour creates liability questions that casualty underwriters will have to price.
19 Oct 2026Our briefWhole industry
1–3 yrsBusiness model
MGT says independent agents can quote its insurance inside ChatGPT and Claude
Quoting inside AI assistants is a new distribution channel that could shift how small commercial cover is bought.