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AI and technology

AI liability and silent AI exposure, shared-model and systemic AI risk, deepfake and AI-enabled fraud, autonomous vehicles and robots changing who is liable, technology that makes risks uninsurable or new.

ARGUS’S READING Rising · Brokers report spreading AI exclusions in commercial policies, creating coverage gaps across casualty and cyber.

AI and technology Climate and nature Geopolitics, conflict and trade Cyber Energy and the transition Social and legal Financial and macro Health, pandemics and longevity Natural resources and food Under the radar

18 Oct 2026quanta-bits-newsletter.beehiiv.comWhole industry
1–3 yrsClaims and pricing
Most AI risk is neither clearly insured nor excluded ↗
Most AI risk sits in a silent gap, neither covered nor excluded, leaving insurers exposed to losses they have not priced.
17 Oct 2026nytimes.comHealth and medical
NowClaims and pricing
Battle of Hospital A.I. vs. Insurer A.I. Is Pushing Medical Costs Higher (Gift Article) ↗
Hospital and insurer AI systems contesting claims are pushing medical costs up for health insurers.
17 Oct 2026Our briefCasualty and liability, Cyber
1–3 yrsClaims and pricing
Marsh chief executive says broad AI exclusions in insurance policies could cause “real confusion”
Broad AI exclusions could leave unclear cover for AI-related claims across casualty and cyber.
16 Oct 2026Carrier ManagementCasualty and liability
NowClaims and pricing
Broad AI Exclusions in Insurance Policies Could Create Uncertainty, Marsh CEO Says ↗
Broad AI exclusions could leave coverage disputes as AI spreads through insured businesses and liability policies.
16 Oct 2026semafor.comCredit, surety and political risk
NowCapital
The cost of insuring against AI company defaults spikes ↗
Rising cost of cover for AI company defaults signals concentrated credit exposure for credit insurers.
16 Oct 2026Claims JournalCasualty and liability
NowClaims and pricing
Broad AI Exclusions in Could Create Uncertainty, Marsh CEO Says ↗
Broad AI exclusions in liability wordings could leave policyholders uncovered and spark coverage disputes.
16 Oct 2026livemint.comCasualty and liability
1–3 yrsClaims and pricing
AI runs into its next big obstacle: insurance ↗
AI risks may be hard to price or insure, pressing casualty and D&O underwriters.
15 Oct 2026JD Supra (insurance)Energy, engineering and construction, Property and catastrophe
1–3 yrsClaims and pricing
Building tomorrow's infrastructure: CAR considerations when damage, delay and demand collide ↗
Data centre build-out outpaces construction wordings and underwriting, making construction-all-risks exposures harder to price.
14 Oct 2026Our briefWhole industry
1–3 yrsClaims and pricing
AXA survey: experts rank AI as their top emerging risk for the first time, ahead of climate change
Experts now rank AI risk first among emerging risks, while few think public authorities are prepared.
10 Oct 2026Our briefWhole industry
1–3 yrsBusiness model
Insurify joins design of 'Poppy' protocol for AI agents that shop for insurance
AI shopping agents could move insurance quoting to new channels and shift how carriers reach consumers.
7 Oct 2026Our briefWhole industry
1–3 yrsBusiness model
EIOPA: scaling AI in insurance raises provider dependence and cyber risk
Reliance on a few AI providers adds concentration and cyber risk to insurers' operations and systems.